Practical Cases
Bank of Handan actively create “Free-charge Bank”
For many years, the Bank of Handan has
seriously implemented the inclusive financial policy and actively created a
"Free-charge Bank", working on solving the difficult and costly
problem of corporate financing. Since 2009, we have successively launched four
free-charge measures, which named "Free swiping bank card, Free accessing
to net-banking, Free using application forms, and Free charge for credit",
by this way we have exempted all financial service charges and all loan charges
except government pricing fees, and become one of the earlier part of banks to
introduce the free-charge policy and also one of the banks who implement the
policy thoroughly in China. In the past 12 years, the exempted charge has
accumulated to 241 million yuan, including 21.57 million yuan in 2020,
equivalent to 2.6% of the net profit. Through a series of real free-charge
measures, we have been supporting the real economy and promoting our own
development in the meantime.